Know if a business is worth buying — before you commit
Plug in the financials, get instant EBITDA, SDE, DSCR, valuation multiples, and an AI acquisition score. In minutes, not days.
1,200+ buyers analyzed deals this month
- DSCR well above 1.25× — loan coverage is solid
- SDE multiple aligns with industry range (2.8–3.5×)
- Revenue concentration risk — verify customer list
The analysis serious buyers run before making an offer
The same financial frameworks used by acquisition advisors — now available to any small business buyer, in minutes.
Full income statement rebuild
Enter gross sales, COGS, OpEx, and add-backs. OwnABiz constructs EBITDA and SDE from scratch so you see exactly what the business earns.
Debt service & cash flow
Model SBA or conventional loans with real PMT math. See DSCR, owner cash flow, payback period, and cash-on-cash ROI before you make an offer.
Valuation multiples
Compare the asking price against SDE, EBITDA, and revenue multiples — benchmarked against real sold transaction data for your industry.
AI acquisition score
Claude AI analyzes every metric alongside the business listing. Get a 0–10 score with top positives, red flags, and a plain-English summary.
Local market trend
See whether your target industry is growing or shrinking in that specific county — pulled live from US Census Bureau County Business Patterns data.
Print-ready report
Save your analysis, share a clean PDF with your lender or partner, and return to past deals anytime from your personal dashboard.
OwnABiz.io gives a breakdown of these businesses...
A 21-year-old home and small business maintenance operation in Huntsville. Great numbers, terrifying key-person risk.
Read the analysis →$450K+ SDE, 228 leads in 30 days, turnkey operations. The cash flow is real — but the income statement has some notable omissions.
Read the analysis →A 32-year-old clinic with solid cash flow and income statement line items that will make your accountant squint.
Read the analysis →A 41-year brand, 35,000 installations, 75% net margins. One problem: those margins belong in a different industry.
Read the analysis →Less than your morning coffee
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- Full income statement & SDE
- Valuation multiples
- Financing & DSCR
- Break-even analysis
- Market trend indicator
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- Industry benchmark comparisons
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Real decisions, real clarity
"I was about to overpay by $180K. OwnABiz showed me the DSCR was 0.91 — the deal would've bled me dry from day one."
"The AI score flagged owner-operator dependency before I did. Saved weeks of due diligence chasing the wrong deal."
"Showed this to my SBA lender on the first call. They were impressed. It's the clearest deal summary I've seen outside of a full QoE."
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